Tour Indemnity
Travel Agents & Tour Operators - Standard Covers/Limits - GOLD Package
This Policy is underwritten by Royal and Sun Alliance PLC (No 93792) and arranged by Castle Insurance Consultants Limited - Royal and Sun Alliance PLC (No 93792) . Registered in England and Wales at St Marks Court, Chart Way, Horsham, West Sussex, RH12 1XL.

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority

Standard Cover
Standard Extensions

Standard Limits Principal Exclusions Standard Excess is £250


Landscaped Grounds £5,000




Tenants Improvements
Keys/Lock replacement
Personal Effects
Loss of metered


As Selected
As Selected
£25,000 annual Aggregate limit

£1,500 any one event

The Insured's Contribution specified in the Schedule


Business Interruptionfinancial loss following Property Damage.

Increased Cost of Working only
Loss of Gross Revenue

Book Debts



Computer Equipment
All Risks Cover including Breakdown subject to maintenance agreement

Computer and telecommunication equipment, media, programs, data and ancillary equipment

Reinstatement of Data Reinstatement of Programs Increased Cost of Working

Additional Rental Costs & Assoc. Costs etc.

Laptop/Port. Equip.– Worldwide

)>£25,000 annual Aggregate limit

£5,000 annual aggregate limit







Personal Assault

Crossed Cheques & other non-negotiable money

  • on the premises DBH
  • in locked safe OBH
  • Outside Safe OBH
  • In Transit
  • At Directors, partners or employees dwellings

Death loss of limbs or eyes or permanent total disablement
Temporary total disablement


) As specified in the schedule


£200 per week/104 weeks

Excludes Bureau de Change facilities unless requested

Employers Liability

Statutory Legal Liability for Bodily Injury, Illness, or Disease sustained by an Employee in the course of their business


(£5,000,000 terrorism)

Corporate Manslaughter Limit £1,000,000


Public - (Premises
Risk Only)


Legal Liability to members of the public for Bodily Injury, Illness or loss of or Damage to property

Worldwide Jurisdiction excluding USA/Canada.

Limit of Indemnity £2,000,000 or £5,000,000

Corporate Manslaughter Limit £1,0000,000

£250 Third Party Property Damage

Claims arising under the Package Travel Regulations 1992