Tour Indemnity
Travel Agents & Tour Operators - Standard Covers/Limits - SILVER Package
This Policy is underwritten by Royal and Sun Alliance PLC (No 93792) and arranged by Castle Insurance Consultants Limited - Royal and Sun Alliance PLC (No 93792) . Registered in England and Wales at St Marks Court, Chart Way, Horsham, West Sussex, RH12 1XL.

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority

Standard Cover
Standard Extensions

Standard Limits Principal Exclusions Standard Excess is £250

Contents -

Tenants Improvements
Keys/Lock replacement
Personal Effects
Loss of metered


£7,500 max
£7,500 max
£25,000 annual Aggregate limit

£1,500 any one event

The Insured's Contribution specified in the Schedule


Business Interruption

financial loss following Property Damage.

Increased Cost of Working

Book Debts

£10,000 max

£2,500 standard


Computer Equipment


All Risks Cover including
Breakdown subject to maintenance agreement

Computer and telecommunication equipment, media, programs, data and ancillary equipment

Reinstatement of Data
Reinstatement of Programs
Increased Cost of Working

Additional Rental Costs & Assoc. Costs etc.

Laptop/Port. Equip.– Worldwide

£7,500 max


)>£25,000 annual Aggregate limit

£5,000 annual aggregate limit

Max £2,500



Crossed Cheques & other non-negotiable money

  • on the premises DBH
  • in locked safe OBH
  • Outside Safe OBH
  • In Transit
  • At Directors, partners or employees dwellings

Death loss of limbs or eyes or permanent total disablement
Temporary total disablement




£200 per week/104 weeks

Excludes Bureau de
Change facilities

Employers Liability

Statutory Legal Liability for Bodily Injury, Illness, or Disease sustained by an Employee in the course of their business


(£5,000,000 terrorism)

Corporate Manslaughter Limit £1,000,000

Businesses Employing more than
4 Persons

Public - (Premises
Risk Only)


Legal Liability to members of the public for Bodily Injury, Illness or loss of or Damage to property

Worldwide Jurisdiction excluding USA/Canada.

Limit of Indemnity £2,000,000

Corporate Manslaughter Limit £1,0000,000

£250 Third Party Property Damage

Claims arising under the Package Travel Regulations 1992